Chexsystems

For people who are looking for more free list of non chexsystems banks, here some of it.It’s a big list, but not really up to date whether it is still a non chexsystems banks or not.If you find any of these banks near your place, why not give it a try?At least if it is not a non chexsystems banks anymore, you can always inform us through the comment area.It would be helpful to most of us who landed here in this page from the search engine.Check it out guys, the Non chexsystems banks-2010 list .

1st Alliance XXI * (FCU)
1st Plattsburgh *
Abbotsford State Bank
ABC Bancorp ( American Banking Company )
ABHH E*
Abrams Centre National Bank
Acacia Federal Savings Bank
Access Federal ** (CU)
Adams Bank Trust
Adrian State Bank
Advance Financial Savings
Air Academy National Bank ( Armed Forces Bank )
Alabama Central **
Alabama Gas **
Alabama National Guard **
Alabama Telco **
Alamogordo Federal Savings and Loan
Alaska Airlines E*
Alaska Pacific Bank
Alaska USA *
Albemarle First Bank
Alcoa Community *
Alisos **
Alleghany First Bank (Ash Federal, Applachian First)
Allegheny Valley Bank of Pittsburgh
Allegiance Community Bank
Allegiant Bank
Allfirst Bank
Allied **
Alpine Credit Union
Alternatives Federal Credit Union
American Express Membership Banking
American Savings **
Antioch Community *
Arapahoe Credit Union
Arcadia City *
Atchison Village **
Ballston Spa National Bank
BancorpSouth
BancWest Corporation ( Bank of the West, First Hawaiian Bank )
Bank Trust Company
Bank Audi USA
Bank Independent
Bank Midwest
Bank of Alamo
Bank of Amador
Bank of America
Bank of Bartlett
Bank of Belton
Bank of Benton
Belt Valley Bank
Blue Mountain **
BN West **
BOK Financial Corporation
Bon Marche *
Butte *
Calcoe *
California Lithuanian **
Capital Bank Corporation
Carter *
Catlin Bank
Cherry E*
Chinatown Federal Savings Bank
Church/Co-op **
Citizens National Bank
City National Bank
Colonial Bank
Columbia-Barnard ( Bethex ) Federal Credit Union
Community Plus Savings Bank
Compass Bank
Copley Los Angeles *
Cross County Federal Savings
Crossett Paper Mills E*
Customs *
Cyril State BankDelta Valley **
Desert Communities *
Downey City E*
El Cajon Federal **
El Camino College *
El Camino Hospital *
Electric *
Envision Credit Union
Equitable Federal Savings Bank
Equitable Savings Loan
Espeeco *
EW No 401 **
Excel Federal Credit Union
Family 1 Federal Credit Union
Family *
First Atlantic Federal Credit Union
First Convenience Bank
First Entertainment Credit Union
First State Bank
First Tennessee National Bank
Florida State Employees Federal Credit Union
Fort Sill National Bank
Grantsville Federal Credit Union
Great Eastern Bank
GTE Federal Credit UnionHawthorn Bank
Home Street Bank
Metcalf Bank
Mission Area Federal Credit Union (San Francisco)
Native American Bank
Navy Federal Credit Union
Nevada State Bank
Penn State Federal Credit Union
Pentagon Federal Credit Union
Qualstar Credit Union
Raymond James Bank, FSB
RBC Centura Bank
River City Bank
Savannah Bank
Seattle Telco Federal Credit Union
Six Rivers National Bank
Sky Bank
South Trust Bank
South First Bancshares (First Federal of the South)
Southington Savings Bank
Southwest Bank
Stillwater National Bank Trust
Summit National Bank
Susquehanna Bancshares (Citizens Bank)
TCF Bank
Team Financial
Telesis Community **
Texans Credit Union
The University of Colorado *
Ticonderoga Federal **
Timberland Bank
Town and Country **
Tri Counties Bank
Trust mark National Bank
Unibanco ( Union Bank Trust)
Union Bank of California Nest Egg Club
Union Planters Bank
United Bank
US Bank of Walnut Creek
Wachovia Corporation
Washington **

Legend
* Federal Credit Union
** Credit Union

A special offering to open an account, called their “Primary Access”,from PNC Bank.So, especially for those with negatives records in their ChexSystems report previously now can show proof that “all items owed have been paid” accordingly.

However, be bare in mind that this is just a savings-only account.Still, with a savings account you can use online services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions.It is much easier.If you know some PNC Bank that offers this, please share it here so that everyone can benefits from it since i don’t have the source.

Some bank did not use chexsystems as their main checking account for bad records account holder.For an example,Capital Bank of North County has two branch locations, in Carlsbad.They actually uses Telecheck instead of ChexSystems e-fund upon verifying new accounts.

So, it is not the same system even though it is similar usage, which is to check account holder records.However, not all branches for Capital Bank of North Count uses Telecheck system.Most of them uses chexsystems e-fund to track previous records of people applying for accounts.So, just try it out Capital Bank of North County branches in Carlsbad.

For latest info on Non chexsystems checking account, please welcome, National Bank of Texas.For your information, National Bank of Texas has branch locations in places such as Decatur, Fort Worth, Richland, and Benbrook and either does not use Chex Systems or is at least willing to overlook it in most instances.

So if you are near in those locations said,perhaps you might want to try these National Bank of Texas branches to see whether you can get an account for approval or not.

Just got information that California Bank & Trust is starting to Non chexsystems checking account.Some reports that if you can show that all incidents have been paid accordingly without any bank problems,and also you can convince them you are not planning to do anything stupid like abusing your checking account with them, perhaps then can make an exception to their ChexSystems policy.Some said they will grant you an account.But it may differs from bank branch to branch since not the same person handling the account banks.California Bank & Trust had branches at TherHacienda Heights, Crenshaw, Pomona, Torrance-Del Amo, Gardena, Costa Mesa, La Palma, Long Beach, Oxnard, Alpine, Carlsbad, Temecula, Kearney Mesa, Vista, and La Jolla have all been reported as good without chexsystems bank check. However,Mountain View, Hacienda Heights and downtown Los Angeles were reported as bad.But it doesn’t hurt to try it either in case they already changed and accept non-chexsystems method.

Good news is that,it is conform First Bank & Trust in Irvine reportedly is willing to overlook a negative in your ChexSystems report. Call (949) 551-6828 for directions. There are other First Bank & Trust branch locations throughout the Orange County and other parts of California.Perhaps you can do some work and start searching one.Perhaps you can share it here in the comments.

If you are in Wisconsin,or near to it, there is one bank that offers no chexsystems. Norwest Bank that located in Milwaukee reportedly offers their “Get Checking” money management class.They will for those with a negative in their ChexSystems record. They will grant an account after completion of the class. Norwest has locations throughout the state and in a good part of the country, so we’ld like to hear if this option is available elsewhere too!

Also, apparently at some Wisconsin branch locations of TCF National Bank, some account reps are eager to open new accounts and will skip the ChexSystems verification process. The branch locations at the Jewel Osco stores don’t use ChexSystems at all, we’re told. Also, the branch location at 5500 West Capitol Court in Milwaukee is very good! If you learn of any other branches where this happens, let us know! Also, be aware of their “funds availability” policy for new accounts. You most likely aren’t going to have access to your money until two weeks after your first deposit.

There was a lot of searches on  free list of banks that don’t use chexsytems.I’ve got it guys, they were actually trying to get a hold on a free list of Chexsystems banks that actually do not use chexsytems in their bank. Here are some of the bank in the United States that  doesn’t use chexsystems. This is a free list of Banks that don’t use chexsytems in Massachusetts.

Massachusetts
Bank Of New Hampshire

Some banks in Massachusetts that we have been told do not use chexsystems. If, you know of a bank that we have listed that does use chexsystems please email me. If you know of a bank in Massachusetts that doesn’t use chexsystems and we don’t have it listed please let us know so we can list it here for others. Thank you.

Hope this will help people out there!

A lot of searches on Non Chexsystems Banks.I know some website and portal that provides free service to know a list of Non Chexsystems Banks available out there.

It would be easy if there is an easy way to have a Free Non Chexsystems Banks online.You just have to search for keywords”Free Non Chexsystems Banks” or Non Chexsystems Banks” using search engine and you will find a lot of choices. All things needed is to have an ID ready (state ID, Drivers License etc.,) for the Patriot Act Verification.

Some Non Chexsystems Banks , even did not required credit checks, no chexsytems checks. Guaranteed Approval. Free MasterCard Debit Card, Routing Number, Account Number. You can direct deposit your paycheck, Social Security, Taxes & everything and anything that has direct deposit.It depends on the banks itself.So, what to wait for?Go and search for Free Non Chexsystems Banks online.