non chexsystems banks « Non chexsystems banks

Nov 4

Non Chexsystems banks-What to check before open new checking account

1. First of all ensure that the bank is insured under FDIC at FDIC web site:

2. If it’s a credit union, make sure it’s NCUSIF insured. All credit unions that are NCUSIF insured can be found at ([http://www.ncua.gov/indexdata.html]).

3. Make sure the institution has a physical branch to ensure it is a legitimate financial institutions.

4. Do some background work on the bank. Do a WHOIS search to view the registrant for the banks domain name

5. Make sure the bank DOESN’T require you to use direct deposit in order to open the account.

6. Make sure the institution doesn’t charge you for common items like monthly statements, telephone services, and withdrawls.

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Oct 12

Chexsystems-Money Control Checking Accounts

Stuck into chexsystems list is the last thing you want to get involved.However, there is always a way to get out of the chexsystems.I found out one solution or i would say alternative for those people who had problem with chexsystems.The non chexsystems banks was called Money Control Checking Accounts.It was one easy way for you to get a checking account even though you are stuck in a bad credit background and also chexsystems.

It was said Money Control Checking Accounts will avoid high overdraft fees.Also i learned that Money Control Checking Accounts don’t have a minimum balance required.It means pay as you go.It easy and convenient.If you have experience using Money Control Checking Accounts please share it here in the comments area.It would be helpful for those who stuck into the chexsystems and can’t open any new checking accounts.

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Sep 19

List of Banks that Reportedly Do Not Use ChexSystems When Opening New Accounts

We understand how frustrating it can be to be on the ChexSystems
list. Unfortunately, about 90% of all banks use the ChexSystems list to screen
new accounts, so it can be difficult to find a new bank when you are on the list!
On the pages that follow are a number of banks that reportedly do not use
ChexSystems. Banks change their procedures all the time, so the list may
change from day to day.

Here are a few tips to help you find a bank that doesn’t use ChexSystems:

(1) Call the bank. Use the list below to start your search. Go to the
Website, and get the phone number of the branch nearest you, and
ask whether the bank has a “Second Chance” bank account program,
a “Lifeline” program, or doesn’t use ChexSystems.

(2) Open a savings account or an online account using PayPal. This will
allow you to make purchase on the Internet, and you may also be able
to get a PayPal debit card to use around town.

(3) Open a debit card account or an internet bank account – why do you
need paper checks anymore? The national banks listed below will give
you online banking and all of the features you need!

(4) If you live near the Canadian or Mexican borders, open a bank account
in Canada or Mexico.

(5) Use the bank account application provided at the end of this
document and get one of the best Internet bank accounts
available (it’s from Republic Bank, a bank worth over $3 Billion,
so you know they are going to be around a long time!). In early
2008, they are going to start issuing checkbooks to all of their
Internet banking customers – so open an account today, and get
your checkbook shortly!

(6) The best situation is to get your name completely off the ChexSystems
list, so you don’t have to worry about finding a bank account that
doesn’t take ChexSystems!

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Sep 13

Banks in Arkansas that dont use chex

If you are in Arkansas, and looking for banks in Arkansas that dont use chex i can help you.In Arkansas, Superior Federal does use ChexSystems, but reportedly will accommodate those with a negative in their ChexSystems record. The Baseline Road branch location is more strict than their others, however.

In Little Rock, Member Service Federal Credit Union apparently does not use ChexSystems in verifying new accounts. See our Credit Union tips for more information.

United Arkansas Federal Credit Union (501) 565-8500, apparently does not use ChexSystems.If you interested to find out more about this, you may do so and contact them as soon as possible.

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Aug 29

Suntrust bank no chexsystem

Suntrust bank no chexsystems always search by people who are looking for alternatives for new checking accounts.So, here is the list which i got from my research through non chexsystems banks.Hopefully i will come out with more Suntrust bank no chexsystem list in future to help all of you out there for suntrust bank locations.Check it out below list guys.

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Jul 26

Non chexsystems banks-2010 list

For people who are looking for more free list of non chexsystems banks, here some of it.It’s a big list, but not really up to date whether it is still a non chexsystems banks or not.If you find any of these banks near your place, why not give it a try?At least if it is not a non chexsystems banks anymore, you can always inform us through the comment area.It would be helpful to most of us who landed here in this page from the search engine.Check it out guys, the Non chexsystems banks-2010 list .

1st Alliance XXI * (FCU)
1st Plattsburgh *
Abbotsford State Bank
ABC Bancorp ( American Banking Company )
ABHH E*
Abrams Centre National Bank
Acacia Federal Savings Bank
Access Federal ** (CU)
Adams Bank Trust
Adrian State Bank
Advance Financial Savings
Air Academy National Bank ( Armed Forces Bank )
Alabama Central **
Alabama Gas **
Alabama National Guard **
Alabama Telco **
Alamogordo Federal Savings and Loan
Alaska Airlines E*
Alaska Pacific Bank
Alaska USA *
Albemarle First Bank
Alcoa Community *
Alisos **
Alleghany First Bank (Ash Federal, Applachian First)
Allegheny Valley Bank of Pittsburgh
Allegiance Community Bank
Allegiant Bank
Allfirst Bank
Allied **
Alpine Credit Union
Alternatives Federal Credit Union
American Express Membership Banking
American Savings **
Antioch Community *
Arapahoe Credit Union
Arcadia City *
Atchison Village **
Ballston Spa National Bank
BancorpSouth
BancWest Corporation ( Bank of the West, First Hawaiian Bank )
Bank Trust Company
Bank Audi USA
Bank Independent
Bank Midwest
Bank of Alamo
Bank of Amador
Bank of America
Bank of Bartlett
Bank of Belton
Bank of Benton
Belt Valley Bank
Blue Mountain **
BN West **
BOK Financial Corporation
Bon Marche *
Butte *
Calcoe *
California Lithuanian **
Capital Bank Corporation
Carter *
Catlin Bank
Cherry E*
Chinatown Federal Savings Bank
Church/Co-op **
Citizens National Bank
City National Bank
Colonial Bank
Columbia-Barnard ( Bethex ) Federal Credit Union
Community Plus Savings Bank
Compass Bank
Copley Los Angeles *
Cross County Federal Savings
Crossett Paper Mills E*
Customs *
Cyril State BankDelta Valley **
Desert Communities *
Downey City E*
El Cajon Federal **
El Camino College *
El Camino Hospital *
Electric *
Envision Credit Union
Equitable Federal Savings Bank
Equitable Savings Loan
Espeeco *
EW No 401 **
Excel Federal Credit Union
Family 1 Federal Credit Union
Family *
First Atlantic Federal Credit Union
First Convenience Bank
First Entertainment Credit Union
First State Bank
First Tennessee National Bank
Florida State Employees Federal Credit Union
Fort Sill National Bank
Grantsville Federal Credit Union
Great Eastern Bank
GTE Federal Credit UnionHawthorn Bank
Home Street Bank
Metcalf Bank
Mission Area Federal Credit Union (San Francisco)
Native American Bank
Navy Federal Credit Union
Nevada State Bank
Penn State Federal Credit Union
Pentagon Federal Credit Union
Qualstar Credit Union
Raymond James Bank, FSB
RBC Centura Bank
River City Bank
Savannah Bank
Seattle Telco Federal Credit Union
Six Rivers National Bank
Sky Bank
South Trust Bank
South First Bancshares (First Federal of the South)
Southington Savings Bank
Southwest Bank
Stillwater National Bank Trust
Summit National Bank
Susquehanna Bancshares (Citizens Bank)
TCF Bank
Team Financial
Telesis Community **
Texans Credit Union
The University of Colorado *
Ticonderoga Federal **
Timberland Bank
Town and Country **
Tri Counties Bank
Trust mark National Bank
Unibanco ( Union Bank Trust)
Union Bank of California Nest Egg Club
Union Planters Bank
United Bank
US Bank of Walnut Creek
Wachovia Corporation
Washington **

Legend
* Federal Credit Union
** Credit Union

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Jul 19

Wescom credit union use chexsystems

Wescom Credit Union officials claim that they verify all new accounts with ChexSystems however we hear otherwise. Looking for Wescom credit union use chexsystems?Several people who have negative ChexSystems reports and were unable to open an account elsewhere found success when trying to open a savings account or a direct-deposit checking account with Wescom. (The Tustin branch is reported to be strict, however.) With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. As a credit union, membership is limited to residence in Los Angeles, Orange, or San Bernadino counties and to employees and their families of any of these employers. See our Credit Union tips for more information. Deposits and withdrawals can be made at any Credit Union Service Center location across the country. Let us know whether or not Wescom was able to accomodate you.

In downtown San Bernardino is reportedly a renegade branch of Washington Mutual where our tipster says they are overriding ChexSystems when an incident is more than a year old and you have a letter from the reporting bank or other proof that “all items owed have been paid.”

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Jul 19

State Listings Of Second Chance Checking Accounts

Please help us keep our list of second chance checking accounts fresh and current by informing us of new banks that approve individuals with current negative chexsystems reports and please also report banks listed in our guide that may not be accepting any new applications for checking accounts for people listed on the chexsystems. Our email address is rujukan@gmail.com.

Alabama Alaska Arizona Arkansas
California Colorado Connecticut
Delaware District Of Columbia
Florida
Georgia
Hawaii
Idaho Illinois Indiana Iowa
Kansas Kentucky
Louisiana
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina
North Dakota
Ohio Oklahoma Oregon
Pennsylvania
Rhode Island
South Carolina South Dakota
Tennessee Texas
Utah
Vermont Virginia
Washington West Virginia Wisconsin Wyoming

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Jul 19

How can the second chance checking accounts guide help me obtain a checking account with a negative chexsystems report?

This 100% free guide will help you locate financial institutions in your area that are willing to give you a second chance checking account. These include banks and financial institutions located in the United States that are willing to overlook negative items that appear on your chexsystems report plus ones that do not use the report at all.

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May 31

Non ChexSystems Banks-Compiled list

For all people out there stuck in chexsystems, here some useful list i gathered from the internet (approvedchecking blog).It is a State-By-State Listings for non chexsystems banks.

Alabama

Ameris Bank www.amerisbank.com
Colonial Bank www.colonialbank.com
Compass Bank www.compassbank.com
SouthFirst BancShares www.southfirst.com
Armed Forces Bank www.afbank.com
Whitney Bank www.whitneybank.com

Alaska

Alaska Pacific Bank www.alaskapacificbank.com

Arizona

Compass Bank www.compassbank.com
Arizona Federal Credit Union www.azfcu.org
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com

Arkansas

Bank of Arkansas www.bankofarkansas.com
First Tennessee www.firsttennessee.com

California

Armed Forces Bank www.afbank.com
Broadway Federal Bank www.broadwayfed.com
Tri Counties Bank www.tcbk.com

Colorado

Compass Bank www.compassbank.com
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com