Banks that do not use Chexsystems in Arizona available in some bank branches.For instance Desert Schools Federal Credit Union branches do not use chexsystems.This bank uses Equifax instead of chexsystems inside their banking checking systems.So possibility checking accounts in chexsystems is not inside the Equifax systems.
At the branch locations which use Equifax, your credit will determine what type of account you are eligible for. At the branch locations which use ChexSystems, you might try requesting a savings-only account instead as aparently Equifax is used for savings-only account verifications. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. If you learn which branches use which agency.
Please come back at chexsystems.info for more banks do not use chexsystems in Arizona Area and much more in United States .
May 6th, 2010 at 11:08 pm
well i just want to let you know that your info on desert schools not checking chexsystems is incorrect! i just went to open up an acct and i’ve had a ton of great personal acct.’s with them and the first thing they did was run me through the chexsystems and i was flagged. you guys need to update your info. i’m trying to open up an acct for my business and get turned away everywhere i go because of my personal social #
May 7th, 2010 at 1:33 am
Sorry Brian, we will update our systems ASAP.Anyway, if you have any information and latest update on chexsystems you are welcome to share it here.Like they said, sharing is caring right?Thanks!